Call reports 2011
ALTAPACIFIC BANK — 2011
What ALTAPACIFIC BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 83,280,000 | 92,881,000 | 113,237,000 | 115,312,000 |
| Total loans | 56,888,000 | 55,317,000 | 56,721,000 | 59,874,000 |
| Allowance for loan losses | 1,423,000 | 1,423,000 | 1,423,000 | 1,300,000 |
| Securities available for sale | 16,430,000 | 15,201,000 | 30,917,000 | 41,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,656,000 | 60,249,000 | 80,823,000 | 76,577,000 |
| Interest-bearing deposits | 40,200,000 | 46,432,000 | 62,628,000 | 57,617,000 |
| Noninterest-bearing deposits | 10,456,000 | 13,817,000 | 18,195,000 | 18,960,000 |
| Equity capital | 27,056,000 | 26,996,000 | 26,713,000 | 26,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,344,000 | 2,646,000 | 4,108,000 | 5,668,000 |
| Interest expense | 116,000 | 223,000 | 357,000 | 517,000 |
| Net interest income | 1,228,000 | 2,423,000 | 3,751,000 | 5,151,000 |
| Noninterest income | -71,000 | -41,000 | -25,000 | 73,000 |
| Noninterest expense | 951,000 | 2,053,000 | 3,259,000 | 4,556,000 |
| Provision for loan losses | 0 | 0 | 0 | -123,000 |
| Pretax income | 206,000 | 329,000 | 467,000 | 671,000 |
| Income tax | 91,000 | 148,000 | 215,000 | 364,000 |
| Net income | 115,000 | 181,000 | 252,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,015,000 | 27,023,000 | 26,681,000 | 27,272,000 |
| Total capital | 27,879,000 | 27,951,000 | 27,781,000 | 28,480,000 |
| Risk-weighted assets | 68,556,000 | 73,727,000 | 90,588,000 | 96,912,000 |