Call reports 2010
ALTAPACIFIC BANK — 2010
What ALTAPACIFIC BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 86,956,000 | 87,579,000 | 78,970,000 | 79,806,000 |
| Total loans | 66,013,000 | 61,470,000 | 56,601,000 | 61,556,000 |
| Allowance for loan losses | 1,336,000 | 1,411,000 | 1,323,000 | 1,423,000 |
| Securities available for sale | 8,871,000 | 8,441,000 | 10,283,000 | 9,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,328,000 | 57,598,000 | 51,841,000 | 47,334,000 |
| Interest-bearing deposits | 47,737,000 | 46,952,000 | 42,735,000 | 38,531,000 |
| Noninterest-bearing deposits | 9,591,000 | 10,646,000 | 9,106,000 | 8,803,000 |
| Equity capital | 25,429,000 | 25,849,000 | 26,470,000 | 26,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 2,920,000 | 4,274,000 | 5,609,000 |
| Interest expense | 135,000 | 267,000 | 394,000 | 508,000 |
| Net interest income | 1,313,000 | 2,653,000 | 3,880,000 | 5,101,000 |
| Noninterest income | 2,000 | 6,000 | 8,000 | 11,000 |
| Noninterest expense | 941,000 | 1,901,000 | 2,845,000 | 3,817,000 |
| Provision for loan losses | 285,000 | 560,000 | 685,000 | 785,000 |
| Pretax income | 89,000 | 198,000 | 358,000 | 510,000 |
| Income tax | -100,000 | -200,000 | -300,000 | -405,000 |
| Net income | 189,000 | 398,000 | 658,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,406,000 | 26,691,000 | 26,958,000 | 26,643,000 |
| Total capital | 27,371,000 | 27,637,000 | 27,819,000 | 27,539,000 |
| Risk-weighted assets | 76,809,000 | 75,200,000 | 68,371,000 | 71,178,000 |