Call reports 2009
ALTAPACIFIC BANK — 2009
What ALTAPACIFIC BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 63,407,000 | 73,508,000 | 77,133,000 | 84,175,000 |
| Total loans | 39,575,000 | 56,464,000 | 55,828,000 | 61,520,000 |
| Allowance for loan losses | 804,000 | 974,000 | 1,169,000 | 1,251,000 |
| Securities available for sale | 10,880,000 | 9,931,000 | 9,318,000 | 9,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,127,000 | 48,152,000 | 51,459,000 | 50,583,000 |
| Interest-bearing deposits | 30,815,000 | 39,958,000 | 43,002,000 | 42,834,000 |
| Noninterest-bearing deposits | 7,312,000 | 8,194,000 | 8,457,000 | 7,749,000 |
| Equity capital | 24,659,000 | 24,669,000 | 25,011,000 | 25,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 995,000 | 2,241,000 | 3,587,000 | 4,958,000 |
| Interest expense | 91,000 | 212,000 | 351,000 | 500,000 |
| Net interest income | 904,000 | 2,029,000 | 3,236,000 | 4,458,000 |
| Noninterest income | 2,000 | 6,000 | -5,000 | -2,000 |
| Noninterest expense | 771,000 | 1,628,000 | 2,514,000 | 3,412,000 |
| Provision for loan losses | 65,000 | 235,000 | 430,000 | 866,000 |
| Pretax income | 70,000 | 172,000 | 287,000 | 178,000 |
| Income tax | 0 | 1,000 | 1,000 | -270,000 |
| Net income | 70,000 | 171,000 | 286,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,522,000 | 25,708,000 | 25,907,000 | 26,141,000 |
| Total capital | 26,199,000 | 26,593,000 | 26,774,000 | 27,072,000 |
| Risk-weighted assets | 54,046,000 | 70,681,000 | 69,064,000 | 74,249,000 |