Call reports 2025
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2025
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 203,145,000 | 201,153,000 | 202,665,000 | 210,359,000 |
| Total loans | 123,514,000 | 123,434,000 | 127,472,000 | 131,335,000 |
| Allowance for loan losses | 1,416,000 | 1,311,000 | 1,312,000 | 1,576,000 |
| Securities available for sale | 41,318,000 | 40,433,000 | 43,409,000 | 43,513,000 |
| Securities held to maturity | 920,000 | 894,000 | 868,000 | 811,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,811,000 | 180,038,000 | 180,452,000 | 189,402,000 |
| Interest-bearing deposits | 145,643,000 | 142,127,000 | 139,927,000 | 142,255,000 |
| Noninterest-bearing deposits | 36,168,000 | 37,911,000 | 40,525,000 | 47,147,000 |
| Equity capital | 20,192,000 | 20,356,000 | 21,554,000 | 20,321,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,515,000 | 4,915,000 | 7,476,000 | 10,044,000 |
| Interest expense | 498,000 | 989,000 | 1,425,000 | 1,853,000 |
| Net interest income | 2,017,000 | 3,926,000 | 6,051,000 | 8,191,000 |
| Noninterest income | 305,000 | 624,000 | 960,000 | 1,260,000 |
| Noninterest expense | 1,674,000 | 3,367,000 | 5,178,000 | 6,855,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,640,000 |
| Pretax income | 648,000 | 1,181,000 | 1,817,000 | -56,000 |
| Income tax | 165,000 | 297,000 | 458,000 | -97,000 |
| Net income | 483,000 | 884,000 | 1,359,000 | 41,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,212,000 | 22,484,000 | 22,831,000 | 21,347,000 |