Call reports 2024
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2024
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 179,347,000 | 178,159,000 | 178,887,000 | 182,497,000 |
| Total loans | 111,577,000 | 112,234,000 | 112,431,000 | 116,602,000 |
| Allowance for loan losses | 1,483,000 | 1,483,000 | 1,483,000 | 1,481,000 |
| Securities available for sale | 43,471,000 | 42,729,000 | 42,631,000 | 40,241,000 |
| Securities held to maturity | 1,074,000 | 1,026,000 | 1,000,000 | 946,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,234,000 | 161,884,000 | 161,440,000 | 166,455,000 |
| Interest-bearing deposits | 128,625,000 | 126,181,000 | 124,758,000 | 127,308,000 |
| Noninterest-bearing deposits | 34,609,000 | 35,703,000 | 36,682,000 | 39,147,000 |
| Equity capital | 14,875,000 | 15,224,000 | 16,410,000 | 15,336,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,092,000 | 4,149,000 | 6,289,000 | 8,489,000 |
| Interest expense | 495,000 | 936,000 | 1,456,000 | 1,940,000 |
| Net interest income | 1,597,000 | 3,213,000 | 4,833,000 | 6,549,000 |
| Noninterest income | 285,000 | 594,000 | 885,000 | 1,188,000 |
| Noninterest expense | 1,403,000 | 2,805,000 | 4,266,000 | 5,758,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 482,000 | 996,000 | 1,338,000 | 1,871,000 |
| Income tax | 117,000 | 242,000 | 321,000 | 453,000 |
| Net income | 365,000 | 754,000 | 1,017,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,251,000 | 18,554,000 | 18,821,000 | 18,720,000 |