Call reports 2023
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2023
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 175,073,000 | 169,469,000 | 167,662,000 | 177,882,000 |
| Total loans | 103,710,000 | 106,040,000 | 108,340,000 | 114,439,000 |
| Allowance for loan losses | 1,431,000 | 1,431,000 | 1,483,000 | 1,483,000 |
| Securities available for sale | 45,594,000 | 44,199,000 | 42,043,000 | 43,651,000 |
| Securities held to maturity | 1,636,000 | 1,168,000 | 1,168,000 | 1,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,180,000 | 154,967,000 | 153,732,000 | 162,067,000 |
| Interest-bearing deposits | 131,820,000 | 125,943,000 | 125,250,000 | 124,422,000 |
| Noninterest-bearing deposits | 28,360,000 | 29,024,000 | 28,482,000 | 37,645,000 |
| Equity capital | 13,633,000 | 13,585,000 | 12,973,000 | 14,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,725,000 | 3,561,000 | 5,451,000 | 7,383,000 |
| Interest expense | 254,000 | 536,000 | 852,000 | 1,205,000 |
| Net interest income | 1,471,000 | 3,025,000 | 4,599,000 | 6,178,000 |
| Noninterest income | 485,000 | 777,000 | 1,061,000 | 1,334,000 |
| Noninterest expense | 1,281,000 | 2,578,000 | 3,904,000 | 5,253,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 472,000 | 1,027,000 | 1,564,000 | 2,087,000 |
| Income tax | 114,000 | 252,000 | 384,000 | 512,000 |
| Net income | 358,000 | 775,000 | 1,180,000 | 1,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,045,000 | 17,379,000 | 17,700,000 | 17,979,000 |