Call reports 2022
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2022
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 164,463,000 | 163,304,000 | 162,222,000 | 174,092,000 |
| Total loans | 88,163,000 | 93,029,000 | 95,887,000 | 101,053,000 |
| Allowance for loan losses | 1,522,000 | 1,343,000 | 1,430,000 | 1,430,000 |
| Securities available for sale | 60,618,000 | 54,279,000 | 51,150,000 | 51,080,000 |
| Securities held to maturity | 1,596,000 | 1,575,000 | 1,553,000 | 1,357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,318,000 | 149,722,000 | 149,853,000 | 155,997,000 |
| Interest-bearing deposits | 121,534,000 | 122,046,000 | 122,740,000 | 130,498,000 |
| Noninterest-bearing deposits | 27,784,000 | 27,676,000 | 27,113,000 | 25,499,000 |
| Equity capital | 14,413,000 | 12,702,000 | 11,567,000 | 12,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,380,000 | 2,849,000 | 4,355,000 | 5,947,000 |
| Interest expense | 74,000 | 142,000 | 202,000 | 361,000 |
| Net interest income | 1,306,000 | 2,707,000 | 4,153,000 | 5,586,000 |
| Noninterest income | 313,000 | 675,000 | 962,000 | 1,226,000 |
| Noninterest expense | 1,227,000 | 2,498,000 | 3,798,000 | 5,095,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 385,000 | 804,000 | 1,238,000 | 1,645,000 |
| Income tax | 87,000 | 177,000 | 275,000 | 366,000 |
| Net income | 298,000 | 627,000 | 963,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,057,000 | 16,303,000 | 16,536,000 | 16,770,000 |