Call reports 2021
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2021
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 157,439,000 | 158,607,000 | 160,611,000 | 163,384,000 |
| Total loans | 89,958,000 | 90,402,000 | 91,799,000 | 89,288,000 |
| Allowance for loan losses | 1,493,000 | 1,599,000 | 1,628,000 | 1,619,000 |
| Securities available for sale | 50,689,000 | 48,518,000 | 51,304,000 | 53,890,000 |
| Securities held to maturity | 1,807,000 | 1,788,000 | 1,767,000 | 1,617,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 140,712,000 | 141,528,000 | 143,591,000 | 146,248,000 |
| Interest-bearing deposits | 118,657,000 | 118,941,000 | 120,313,000 | 121,494,000 |
| Noninterest-bearing deposits | 22,055,000 | 22,587,000 | 23,278,000 | 24,754,000 |
| Equity capital | 16,135,000 | 16,532,000 | 16,710,000 | 16,767,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,455,000 | 2,920,000 | 4,262,000 | 5,742,000 |
| Interest expense | 100,000 | 193,000 | 282,000 | 363,000 |
| Net interest income | 1,355,000 | 2,727,000 | 3,980,000 | 5,379,000 |
| Noninterest income | 301,000 | 586,000 | 950,000 | 1,302,000 |
| Noninterest expense | 1,153,000 | 2,333,000 | 3,563,000 | 4,791,000 |
| Provision for loan losses | 187,000 | 295,000 | 327,000 | 342,000 |
| Pretax income | 329,000 | 697,000 | 1,057,000 | 1,576,000 |
| Income tax | 63,000 | 138,000 | 214,000 | 332,000 |
| Net income | 266,000 | 559,000 | 843,000 | 1,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,193,000 | 15,359,000 | 15,560,000 | 15,861,000 |