Call reports 2020
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2020
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 133,354,000 | 150,046,000 | 153,649,000 | 150,443,000 |
| Total loans | 83,356,000 | 86,229,000 | 86,034,000 | 88,955,000 |
| Allowance for loan losses | 1,034,000 | 1,129,000 | 1,264,000 | 1,565,000 |
| Securities available for sale | 35,050,000 | 39,026,000 | 44,166,000 | 46,740,000 |
| Securities held to maturity | 1,015,000 | 1,014,000 | 1,014,000 | 1,824,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,052,000 | 128,412,000 | 132,175,000 | 133,104,000 |
| Interest-bearing deposits | 101,844,000 | 109,344,000 | 113,066,000 | 115,229,000 |
| Noninterest-bearing deposits | 15,208,000 | 19,068,000 | 19,109,000 | 17,875,000 |
| Equity capital | 15,581,000 | 16,340,000 | 16,514,000 | 16,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,366,000 | 2,766,000 | 4,174,000 | 5,536,000 |
| Interest expense | 164,000 | 331,000 | 476,000 | 601,000 |
| Net interest income | 1,202,000 | 2,435,000 | 3,698,000 | 4,935,000 |
| Noninterest income | 250,000 | 668,000 | 1,073,000 | 1,425,000 |
| Noninterest expense | 1,095,000 | 2,296,000 | 3,512,000 | 4,661,000 |
| Provision for loan losses | 127,000 | 217,000 | 352,000 | 674,000 |
| Pretax income | 230,000 | 590,000 | 910,000 | 1,033,000 |
| Income tax | 38,000 | 115,000 | 177,000 | 198,000 |
| Net income | 192,000 | 475,000 | 733,000 | 835,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,868,000 | 14,862,000 | 15,034,000 | 15,053,000 |
| Total capital | 15,902,000 | 15,969,000 | 16,157,000 | — |
| Risk-weighted assets | 85,114,000 | 88,558,000 | 89,704,000 | — |