Call reports 2019
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2019
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 124,295,000 | 125,696,000 | 128,520,000 | 129,716,000 |
| Total loans | 73,203,000 | 72,737,000 | 76,339,000 | 76,804,000 |
| Allowance for loan losses | 840,000 | 898,000 | 851,000 | 906,000 |
| Securities available for sale | 36,243,000 | 37,134,000 | 36,739,000 | 38,470,000 |
| Securities held to maturity | 1,145,000 | 1,145,000 | 1,144,000 | 1,015,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,012,000 | 109,900,000 | 112,169,000 | 113,206,000 |
| Interest-bearing deposits | 94,387,000 | 95,601,000 | 96,984,000 | 99,024,000 |
| Noninterest-bearing deposits | 14,625,000 | 14,299,000 | 15,185,000 | 14,182,000 |
| Equity capital | 14,687,000 | 15,235,000 | 15,634,000 | 15,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,253,000 | 2,515,000 | 3,856,000 | 5,199,000 |
| Interest expense | 135,000 | 282,000 | 437,000 | 595,000 |
| Net interest income | 1,118,000 | 2,233,000 | 3,419,000 | 4,604,000 |
| Noninterest income | 201,000 | 435,000 | 707,000 | 973,000 |
| Noninterest expense | 1,073,000 | 2,167,000 | 3,279,000 | 4,337,000 |
| Provision for loan losses | 78,000 | 152,000 | 159,000 | 226,000 |
| Pretax income | 169,000 | 362,000 | 701,000 | 1,110,000 |
| Income tax | 20,000 | 46,000 | 114,000 | 204,000 |
| Net income | 149,000 | 316,000 | 587,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,032,000 | 14,201,000 | 14,467,000 | 14,789,000 |
| Total capital | 14,872,000 | 15,099,000 | 15,318,000 | 15,695,000 |
| Risk-weighted assets | 72,895,000 | 73,624,000 | 77,177,000 | 78,998,000 |