Call reports 2018
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2018
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 122,046,000 | 118,539,000 | 118,222,000 | 121,873,000 |
| Total loans | 71,991,000 | 71,181,000 | 73,215,000 | 73,807,000 |
| Allowance for loan losses | 794,000 | 806,000 | 809,000 | 765,000 |
| Securities available for sale | 35,916,000 | 34,950,000 | 33,015,000 | 36,855,000 |
| Securities held to maturity | 1,302,000 | 1,302,000 | 1,301,000 | 1,146,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,148,000 | 104,097,000 | 103,830,000 | 103,989,000 |
| Interest-bearing deposits | 91,162,000 | 87,997,000 | 89,413,000 | 89,144,000 |
| Noninterest-bearing deposits | 13,986,000 | 16,100,000 | 14,417,000 | 14,845,000 |
| Equity capital | 13,792,000 | 13,890,000 | 13,887,000 | 14,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,195,000 | 2,414,000 | 3,646,000 | 4,973,000 |
| Interest expense | 106,000 | 207,000 | 306,000 | 421,000 |
| Net interest income | 1,089,000 | 2,207,000 | 3,340,000 | 4,552,000 |
| Noninterest income | 198,000 | 439,000 | 668,000 | 906,000 |
| Noninterest expense | 970,000 | 1,961,000 | 2,990,000 | 4,049,000 |
| Provision for loan losses | 22,000 | 70,000 | 78,000 | 99,000 |
| Pretax income | 302,000 | 622,000 | 951,000 | 1,300,000 |
| Income tax | 57,000 | 119,000 | 184,000 | 256,000 |
| Net income | 245,000 | 503,000 | 767,000 | 1,044,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,420,000 | 13,595,000 | 13,775,000 | 13,968,000 |
| Total capital | 14,214,000 | 14,401,000 | 14,584,000 | 14,733,000 |
| Risk-weighted assets | 71,094,000 | 70,513,000 | 71,481,000 | 73,063,000 |