Call reports 2017
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2017
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 117,282,000 | 124,902,000 | 128,446,000 | 120,440,000 |
| Total loans | 65,147,000 | 70,151,000 | 71,722,000 | 72,491,000 |
| Allowance for loan losses | 799,000 | 890,000 | 993,000 | 803,000 |
| Securities available for sale | 39,633,000 | 36,046,000 | 37,024,000 | 39,213,000 |
| Securities held to maturity | 1,695,000 | 1,694,000 | 1,692,000 | 1,303,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,502,000 | 104,652,000 | 111,346,000 | 102,510,000 |
| Interest-bearing deposits | 85,941,000 | 90,764,000 | 98,125,000 | 88,216,000 |
| Noninterest-bearing deposits | 14,561,000 | 13,888,000 | 13,221,000 | 14,294,000 |
| Equity capital | 13,535,000 | 13,948,000 | 14,128,000 | 14,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,106,000 | 2,289,000 | 3,522,000 | 4,728,000 |
| Interest expense | 70,000 | 151,000 | 255,000 | 358,000 |
| Net interest income | 1,036,000 | 2,138,000 | 3,267,000 | 4,370,000 |
| Noninterest income | 202,000 | 405,000 | 623,000 | 822,000 |
| Noninterest expense | 924,000 | 1,865,000 | 2,819,000 | 3,745,000 |
| Provision for loan losses | 113,000 | 205,000 | 275,000 | 575,000 |
| Pretax income | 218,000 | 538,000 | 860,000 | 936,000 |
| Income tax | 43,000 | 117,000 | 200,000 | 191,000 |
| Net income | 175,000 | 421,000 | 660,000 | 745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,825,000 | 12,915,000 | 13,209,000 | 13,153,000 |
| Total capital | 13,624,000 | 13,805,000 | 14,098,000 | 13,956,000 |
| Risk-weighted assets | 65,783,000 | 71,366,000 | 71,016,000 | 71,062,000 |