Call reports 2016
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2016
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 115,105,000 | 114,551,000 | 116,816,000 | 113,092,000 |
| Total loans | 59,754,000 | 63,451,000 | 64,504,000 | 65,017,000 |
| Allowance for loan losses | 622,000 | 632,000 | 596,000 | 723,000 |
| Securities available for sale | 42,918,000 | 36,984,000 | 36,393,000 | 34,193,000 |
| Securities held to maturity | 1,700,000 | 1,699,000 | 1,698,000 | 1,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,002,000 | 96,307,000 | 98,915,000 | 96,163,000 |
| Interest-bearing deposits | 80,870,000 | 81,207,000 | 84,587,000 | 82,100,000 |
| Noninterest-bearing deposits | 15,132,000 | 15,100,000 | 14,328,000 | 14,063,000 |
| Equity capital | 14,585,000 | 14,722,000 | 14,516,000 | 13,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,037,000 | 2,112,000 | 3,224,000 | 4,339,000 |
| Interest expense | 70,000 | 138,000 | 206,000 | 278,000 |
| Net interest income | 967,000 | 1,974,000 | 3,018,000 | 4,061,000 |
| Noninterest income | 251,000 | 463,000 | 671,000 | 887,000 |
| Noninterest expense | 903,000 | 1,803,000 | 2,740,000 | 3,658,000 |
| Provision for loan losses | 24,000 | 52,000 | 60,000 | 230,000 |
| Pretax income | 291,000 | 645,000 | 952,000 | 1,165,000 |
| Income tax | 66,000 | 158,000 | 235,000 | 280,000 |
| Net income | 225,000 | 487,000 | 717,000 | 885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,436,000 | 13,361,000 | 13,257,000 | 13,028,000 |
| Total capital | 14,058,000 | 13,993,000 | 13,853,000 | 13,751,000 |
| Risk-weighted assets | 63,120,000 | 63,907,000 | 64,296,000 | 65,255,000 |