Call reports 2015
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2015
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 113,662,000 | 113,448,000 | 119,468,000 | 113,386,000 |
| Total loans | 52,811,000 | 54,395,000 | 57,060,000 | 57,213,000 |
| Allowance for loan losses | 516,000 | 517,000 | 568,000 | 598,000 |
| Securities available for sale | 46,775,000 | 44,820,000 | 45,602,000 | 41,891,000 |
| Securities held to maturity | 846,000 | 845,000 | 843,000 | 1,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,865,000 | 94,524,000 | 100,369,000 | 94,691,000 |
| Interest-bearing deposits | 80,916,000 | 80,505,000 | 86,198,000 | 80,392,000 |
| Noninterest-bearing deposits | 14,949,000 | 14,019,000 | 14,171,000 | 14,299,000 |
| Equity capital | 14,939,000 | 14,394,000 | 14,545,000 | 14,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,046,000 | 2,102,000 | 3,171,000 | 4,218,000 |
| Interest expense | 80,000 | 164,000 | 255,000 | 330,000 |
| Net interest income | 966,000 | 1,938,000 | 2,916,000 | 3,888,000 |
| Noninterest income | 190,000 | 413,000 | 629,000 | 933,000 |
| Noninterest expense | 927,000 | 1,874,000 | 2,817,000 | 3,768,000 |
| Provision for loan losses | 0 | 5,000 | 25,000 | 68,000 |
| Pretax income | 229,000 | 514,000 | 759,000 | 1,104,000 |
| Income tax | 25,000 | 73,000 | 97,000 | 129,000 |
| Net income | 204,000 | 441,000 | 662,000 | 975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,799,000 | 13,713,000 | 13,599,000 | 13,561,000 |
| Total capital | 14,315,000 | 14,230,000 | 14,167,000 | 14,159,000 |
| Risk-weighted assets | 54,563,000 | 57,530,000 | 60,244,000 | 60,555,000 |