Call reports 2014
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2014
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 121,360,000 | 116,657,000 | 114,243,000 | 112,527,000 |
| Total loans | 52,933,000 | 53,848,000 | 52,691,000 | 52,755,000 |
| Allowance for loan losses | 928,000 | 1,037,000 | 971,000 | 599,000 |
| Securities available for sale | 46,682,000 | 48,756,000 | 48,013,000 | 47,384,000 |
| Securities held to maturity | 891,000 | 890,000 | 889,000 | 847,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,914,000 | 98,920,000 | 96,712,000 | 93,066,000 |
| Interest-bearing deposits | 89,080,000 | 84,939,000 | 84,175,000 | 79,075,000 |
| Noninterest-bearing deposits | 14,834,000 | 13,981,000 | 12,537,000 | 13,991,000 |
| Equity capital | 14,819,000 | 15,111,000 | 15,050,000 | 14,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,078,000 | 2,159,000 | 3,240,000 | 4,308,000 |
| Interest expense | 98,000 | 197,000 | 292,000 | 379,000 |
| Net interest income | 980,000 | 1,962,000 | 2,948,000 | 3,929,000 |
| Noninterest income | 206,000 | 446,000 | 645,000 | 854,000 |
| Noninterest expense | 903,000 | 1,849,000 | 2,819,000 | 3,765,000 |
| Provision for loan losses | 90,000 | 110,000 | 110,000 | 138,000 |
| Pretax income | 236,000 | 492,000 | 717,000 | 991,000 |
| Income tax | 16,000 | 41,000 | 53,000 | 6,000 |
| Net income | 220,000 | 451,000 | 664,000 | 985,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,606,000 | 14,537,000 | 14,187,000 | 13,845,000 |
| Total capital | 15,384,000 | 15,310,000 | 14,983,000 | 14,444,000 |
| Risk-weighted assets | 62,060,000 | 61,600,000 | 59,718,000 | 59,218,000 |