Call reports 2013
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2013
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 101,757,000 | 120,101,000 | 118,617,000 | 116,503,000 |
| Total loans | 48,638,000 | 51,598,000 | 54,286,000 | 54,087,000 |
| Allowance for loan losses | 1,015,000 | 992,000 | 990,000 | 823,000 |
| Securities available for sale | 40,624,000 | 53,364,000 | 51,854,000 | 46,671,000 |
| Securities held to maturity | 1,153,000 | 1,151,000 | 1,148,000 | 892,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,403,000 | 105,033,000 | 103,456,000 | 99,546,000 |
| Interest-bearing deposits | 77,183,000 | 90,398,000 | 89,512,000 | 84,851,000 |
| Noninterest-bearing deposits | 10,220,000 | 14,635,000 | 13,944,000 | 14,695,000 |
| Equity capital | 12,531,000 | 14,448,000 | 14,318,000 | 14,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 945,000 | 1,988,000 | 3,082,000 | 4,201,000 |
| Interest expense | 114,000 | 225,000 | 335,000 | 442,000 |
| Net interest income | 831,000 | 1,763,000 | 2,747,000 | 3,759,000 |
| Noninterest income | 191,000 | 432,000 | 660,000 | 879,000 |
| Noninterest expense | 797,000 | 1,822,000 | 2,742,000 | 3,699,000 |
| Provision for loan losses | 45,000 | 52,000 | 52,000 | 117,000 |
| Pretax income | 180,000 | 320,000 | 612,000 | 834,000 |
| Income tax | 8,000 | -12,000 | 25,000 | 34,000 |
| Net income | 172,000 | 332,000 | 587,000 | 800,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,102,000 | 14,212,000 | 14,356,000 | 14,474,000 |
| Total capital | 12,757,000 | 15,028,000 | 15,144,000 | 15,266,000 |
| Risk-weighted assets | 52,017,000 | 60,877,000 | 62,884,000 | 63,320,000 |