Call reports 2012
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2012
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,582,000 | 107,259,000 | 105,605,000 | 101,009,000 |
| Total loans | 52,070,000 | 52,055,000 | 51,074,000 | 49,722,000 |
| Allowance for loan losses | 906,000 | 941,000 | 1,004,000 | 986,000 |
| Securities available for sale | 39,937,000 | 43,171,000 | 40,597,000 | 40,835,000 |
| Securities held to maturity | 1,261,000 | 1,259,000 | 1,256,000 | 1,156,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,551,000 | 92,762,000 | 90,775,000 | 86,561,000 |
| Interest-bearing deposits | 80,198,000 | 81,440,000 | 80,995,000 | 76,628,000 |
| Noninterest-bearing deposits | 11,353,000 | 11,322,000 | 9,780,000 | 9,933,000 |
| Equity capital | 12,215,000 | 12,559,000 | 12,773,000 | 12,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,147,000 | 3,216,000 | 4,222,000 |
| Interest expense | 165,000 | 323,000 | 475,000 | 612,000 |
| Net interest income | 907,000 | 1,824,000 | 2,741,000 | 3,610,000 |
| Noninterest income | 215,000 | 439,000 | 665,000 | 885,000 |
| Noninterest expense | 763,000 | 1,556,000 | 2,421,000 | 3,242,000 |
| Provision for loan losses | 26,000 | 59,000 | 154,000 | 184,000 |
| Pretax income | 333,000 | 648,000 | 1,004,000 | 1,242,000 |
| Income tax | 75,000 | 137,000 | 214,000 | 231,000 |
| Net income | 258,000 | 511,000 | 790,000 | 1,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,789,000 | 11,953,000 | 12,144,000 | 12,018,000 |
| Total capital | 12,003,000 | 12,202,000 | 12,467,000 | 12,678,000 |
| Risk-weighted assets | 54,635,000 | 54,652,000 | 53,768,000 | 52,458,000 |