Call reports 2011
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2011
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 99,764,000 | 98,608,000 | 100,179,000 | 99,838,000 |
| Total loans | 50,580,000 | 53,246,000 | 54,270,000 | 53,358,000 |
| Allowance for loan losses | 849,000 | 921,000 | 963,000 | 964,000 |
| Securities available for sale | 33,048,000 | 35,200,000 | 34,347,000 | 33,014,000 |
| Securities held to maturity | 1,573,000 | 1,570,000 | 1,343,000 | 1,264,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,133,000 | 85,000,000 | 86,069,000 | 85,585,000 |
| Interest-bearing deposits | 74,241,000 | 73,248,000 | 74,398,000 | 73,768,000 |
| Noninterest-bearing deposits | 11,892,000 | 11,752,000 | 11,671,000 | 11,817,000 |
| Equity capital | 10,784,000 | 11,399,000 | 11,844,000 | 12,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,155,000 | 3,274,000 | 4,350,000 |
| Interest expense | 209,000 | 412,000 | 608,000 | 794,000 |
| Net interest income | 846,000 | 1,743,000 | 2,666,000 | 3,556,000 |
| Noninterest income | 192,000 | 417,000 | 675,000 | 915,000 |
| Noninterest expense | 776,000 | 1,563,000 | 2,333,000 | 3,102,000 |
| Provision for loan losses | 15,000 | 67,000 | 107,000 | 162,000 |
| Pretax income | 247,000 | 564,000 | 962,000 | 1,361,000 |
| Income tax | 49,000 | 117,000 | 230,000 | 340,000 |
| Net income | 198,000 | 447,000 | 732,000 | 1,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,708,000 | 10,957,000 | 11,241,000 | 11,531,000 |
| Total capital | 10,885,000 | 11,188,000 | 11,502,000 | 11,801,000 |
| Risk-weighted assets | 53,105,000 | 54,547,000 | 55,426,000 | 54,815,000 |