Call reports 2010
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2010
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 81,733,000 | 83,620,000 | 87,629,000 | 93,330,000 |
| Total loans | 48,518,000 | 52,635,000 | 53,242,000 | 52,370,000 |
| Allowance for loan losses | 1,113,000 | 1,097,000 | 827,000 | 835,000 |
| Securities available for sale | 23,499,000 | 21,734,000 | 20,982,000 | 27,496,000 |
| Securities held to maturity | 708,000 | 708,000 | 707,000 | 521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,099,000 | 70,762,000 | 75,880,000 | 79,979,000 |
| Interest-bearing deposits | 58,271,000 | 60,112,000 | 64,443,000 | 67,681,000 |
| Noninterest-bearing deposits | 10,828,000 | 10,650,000 | 11,437,000 | 12,298,000 |
| Equity capital | 10,096,000 | 10,405,000 | 10,770,000 | 10,618,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,012,000 | 2,067,000 | 3,146,000 | 4,218,000 |
| Interest expense | 240,000 | 479,000 | 709,000 | 929,000 |
| Net interest income | 772,000 | 1,588,000 | 2,437,000 | 3,289,000 |
| Noninterest income | 146,000 | 349,000 | 598,000 | 841,000 |
| Noninterest expense | 747,000 | 1,515,000 | 2,284,000 | 3,064,000 |
| Provision for loan losses | 30,000 | 75,000 | 182,000 | 219,000 |
| Pretax income | 141,000 | 347,000 | 569,000 | 847,000 |
| Income tax | 5,000 | 41,000 | 81,000 | 116,000 |
| Net income | 136,000 | 306,000 | 488,000 | 731,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,914,000 | 10,085,000 | 10,266,000 | 10,510,000 |
| Total capital | 10,417,000 | 10,534,000 | 10,426,000 | 10,674,000 |
| Risk-weighted assets | 48,199,000 | 51,170,000 | 52,664,000 | 53,017,000 |