Call reports 2009
MURPHY-WALL STATE BANK AND TRUST COMPANY — 2009
What MURPHY-WALL STATE BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 82,555,000 | 83,221,000 | 82,782,000 | 82,479,000 |
| Total loans | 47,143,000 | 46,041,000 | 47,047,000 | 48,582,000 |
| Allowance for loan losses | 1,065,000 | 1,077,000 | 820,000 | 1,166,000 |
| Securities available for sale | 22,016,000 | 26,356,000 | 25,443,000 | 23,913,000 |
| Securities held to maturity | 476,000 | 476,000 | 476,000 | 456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,584,000 | 69,710,000 | 69,211,000 | 70,194,000 |
| Interest-bearing deposits | 56,083,000 | 57,531,000 | 57,735,000 | 59,160,000 |
| Noninterest-bearing deposits | 12,501,000 | 12,179,000 | 11,476,000 | 11,034,000 |
| Equity capital | 9,809,000 | 9,794,000 | 10,139,000 | 9,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000 | 2,132,000 | 3,188,000 | 4,212,000 |
| Interest expense | 308,000 | 600,000 | 877,000 | 1,135,000 |
| Net interest income | 768,000 | 1,532,000 | 2,311,000 | 3,077,000 |
| Noninterest income | 181,000 | 401,000 | 557,000 | 744,000 |
| Noninterest expense | 678,000 | 1,410,000 | 2,215,000 | 3,094,000 |
| Provision for loan losses | 16,000 | 29,000 | 49,000 | 379,000 |
| Pretax income | 255,000 | 494,000 | 679,000 | 502,000 |
| Income tax | 55,000 | 101,000 | 124,000 | 15,000 |
| Net income | 200,000 | 393,000 | 555,000 | 487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,492,000 | 9,684,000 | 9,847,000 | 9,779,000 |
| Total capital | 10,094,000 | 10,279,000 | 10,446,000 | 10,335,000 |
| Risk-weighted assets | 47,725,000 | 47,122,000 | 47,685,000 | 48,268,000 |