Call reports 2006
INDEPENDENT BANK DBA INDEPENDENT FINANCIAL — 2006
What INDEPENDENT BANK DBA INDEPENDENT FINANCIAL reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 435,014,000 | 461,481,000 | 467,859,000 | 475,080,000 |
| Total loans | 309,253,000 | 343,227,000 | 360,792,000 | 366,448,000 |
| Allowance for loan losses | 2,456,000 | 2,588,000 | 2,720,000 | 2,766,000 |
| Securities available for sale | 44,977,000 | 39,651,000 | 36,176,000 | 22,230,000 |
| Securities held to maturity | 16,716,000 | 20,564,000 | 21,308,000 | 30,694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 391,966,000 | 393,159,000 | 397,354,000 | 425,415,000 |
| Interest-bearing deposits | 314,993,000 | 308,079,000 | 321,477,000 | 342,823,000 |
| Noninterest-bearing deposits | 76,973,000 | 85,080,000 | 75,877,000 | 82,592,000 |
| Equity capital | 38,730,000 | 41,890,000 | 43,768,000 | 44,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,765,000 | 14,071,000 | 21,977,000 | 30,262,000 |
| Interest expense | 2,559,000 | 5,351,000 | 8,583,000 | 12,032,000 |
| Net interest income | 4,206,000 | 8,720,000 | 13,394,000 | 18,230,000 |
| Noninterest income | 882,000 | 1,707,000 | 2,494,000 | 3,404,000 |
| Noninterest expense | 3,514,000 | 6,913,000 | 10,437,000 | 13,893,000 |
| Provision for loan losses | 180,000 | 360,000 | 540,000 | 641,000 |
| Pretax income | 1,394,000 | 3,154,000 | 4,911,000 | 7,033,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,394,000 | 3,154,000 | 4,911,000 | 7,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,177,000 | 31,455,000 | 33,072,000 | 34,065,000 |
| Total capital | 30,633,000 | 34,043,000 | 35,792,000 | 36,831,000 |
| Risk-weighted assets | 305,710,000 | 338,684,000 | 353,098,000 | 364,800,000 |
Machine access — free, no API key
Every figure shown here about INDEPENDENT BANK DBA INDEPENDENT FINANCIAL — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.