Call reports 2025
CNB BANK, INC. — 2025
What CNB BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 650,278,000 | 673,719,000 | 781,937,000 | 786,337,000 |
| Total loans | 517,500,000 | 528,686,000 | 548,962,000 | 556,182,000 |
| Allowance for loan losses | 5,656,000 | 5,738,000 | 5,882,000 | 6,084,000 |
| Securities available for sale | 96,001,000 | 113,538,000 | 197,482,000 | 193,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,618,000 | 602,312,000 | 636,137,000 | 638,679,000 |
| Interest-bearing deposits | 436,059,000 | 451,219,000 | 482,291,000 | 487,150,000 |
| Noninterest-bearing deposits | 148,559,000 | 151,093,000 | 153,846,000 | 151,529,000 |
| Equity capital | 42,000,000 | 42,457,000 | 63,885,000 | 66,115,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 7,777,000 | 16,091,000 | 25,163,000 | 35,251,000 |
| Interest expense | 2,960,000 | 5,899,000 | 9,161,000 | 12,932,000 |
| Net interest income | 4,817,000 | 10,192,000 | 16,002,000 | 22,319,000 |
| Noninterest income | 1,177,000 | 2,443,000 | 3,887,000 | 5,369,000 |
| Noninterest expense | 4,739,000 | 9,570,000 | 14,591,000 | 19,585,000 |
| Provision for loan losses | 181,000 | 270,000 | 484,000 | 769,000 |
| Pretax income | 1,102,000 | 2,759,000 | 4,774,000 | 7,197,000 |
| Income tax | 235,000 | 608,000 | 1,048,000 | 1,667,000 |
| Net income | 867,000 | 2,151,000 | 3,726,000 | 5,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,464,000 | 52,301,000 | 71,588,000 | 73,392,000 |
| Total capital | 57,019,000 | 58,068,000 | 77,647,000 | 79,629,000 |
| Risk-weighted assets | 444,005,000 | 461,000,000 | 484,513,000 | 498,623,000 |