Call reports 2023
CNB BANK, INC. — 2023
What CNB BANK, INC. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 584,852,000 | 578,404,000 | 596,689,000 | 611,906,000 |
| Total loans | 434,650,000 | 432,768,000 | 444,319,000 | 461,851,000 |
| Allowance for loan losses | 5,177,000 | 5,215,000 | 5,251,000 | 5,330,000 |
| Securities available for sale | 116,808,000 | 112,955,000 | 107,952,000 | 115,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,606,000 | 520,905,000 | 554,198,000 | 553,317,000 |
| Interest-bearing deposits | 374,094,000 | 377,482,000 | 413,291,000 | 414,797,000 |
| Noninterest-bearing deposits | 148,512,000 | 143,423,000 | 140,907,000 | 138,520,000 |
| Equity capital | 34,565,000 | 34,145,000 | 32,260,000 | 37,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,854,000 | 11,804,000 | 18,048,000 | 24,747,000 |
| Interest expense | 1,534,000 | 3,126,000 | 5,075,000 | 7,410,000 |
| Net interest income | 4,320,000 | 8,678,000 | 12,973,000 | 17,337,000 |
| Noninterest income | 1,177,000 | 2,208,000 | 3,330,000 | 4,472,000 |
| Noninterest expense | 4,204,000 | 8,355,000 | 13,182,000 | 17,007,000 |
| Provision for loan losses | 157,000 | 218,000 | 268,000 | 419,000 |
| Pretax income | 1,173,000 | 2,319,000 | 2,833,000 | 4,421,000 |
| Income tax | 246,000 | 501,000 | 599,000 | 977,000 |
| Net income | 927,000 | 1,818,000 | 2,234,000 | 3,444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,937,000 | 46,593,000 | 47,010,000 | 47,985,000 |
| Total capital | 50,877,000 | 51,462,000 | 51,934,000 | 53,099,000 |
| Risk-weighted assets | 394,682,000 | 388,904,000 | 393,314,000 | 408,682,000 |