Call reports 2022
CNB BANK, INC. — 2022
What CNB BANK, INC. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 539,112,000 | 545,145,000 | 563,557,000 | 582,728,000 |
| Total loans | 378,544,000 | 395,331,000 | 411,685,000 | 435,075,000 |
| Allowance for loan losses | 4,657,000 | 4,793,000 | 4,933,000 | 5,042,000 |
| Securities available for sale | 114,145,000 | 118,338,000 | 115,351,000 | 114,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,797,000 | 481,486,000 | 485,216,000 | 497,469,000 |
| Interest-bearing deposits | 333,130,000 | 332,328,000 | 333,538,000 | 351,863,000 |
| Noninterest-bearing deposits | 149,667,000 | 149,158,000 | 151,678,000 | 145,606,000 |
| Equity capital | 36,370,000 | 32,228,000 | 29,718,000 | 31,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,345,000 | 8,978,000 | 14,076,000 | 19,697,000 |
| Interest expense | 427,000 | 876,000 | 1,482,000 | 2,601,000 |
| Net interest income | 3,918,000 | 8,102,000 | 12,594,000 | 17,096,000 |
| Noninterest income | 1,189,000 | 2,307,000 | 3,514,000 | 4,558,000 |
| Noninterest expense | 3,948,000 | 7,953,000 | 12,180,000 | 16,312,000 |
| Provision for loan losses | 130,000 | 300,000 | 482,000 | 608,000 |
| Pretax income | 1,075,000 | 2,202,000 | 3,492,000 | 4,780,000 |
| Income tax | 87,000 | 442,000 | 722,000 | 982,000 |
| Net income | 988,000 | 1,760,000 | 2,770,000 | 3,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,630,000 | 44,166,000 | 45,177,000 | 45,501,000 |
| Total capital | 48,287,000 | 48,959,000 | 50,054,000 | 50,543,000 |
| Risk-weighted assets | 375,754,000 | 385,389,000 | 390,138,000 | 403,585,000 |