Call reports 2020
CNB BANK, INC. — 2020
What CNB BANK, INC. reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 420,115,000 | 459,585,000 | 472,416,000 | 481,432,000 |
| Total loans | 324,526,000 | 348,933,000 | 355,212,000 | 357,982,000 |
| Allowance for loan losses | 3,554,000 | 3,913,000 | 4,234,000 | 4,229,000 |
| Securities available for sale | 59,443,000 | 57,562,000 | 62,409,000 | 82,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,002,000 | 401,279,000 | 413,439,000 | 422,603,000 |
| Interest-bearing deposits | 272,122,000 | 282,634,000 | 293,330,000 | 294,958,000 |
| Noninterest-bearing deposits | 90,881,000 | 118,645,000 | 120,109,000 | 127,645,000 |
| Equity capital | 36,434,000 | 37,240,000 | 38,330,000 | 37,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,131,000 | 8,197,000 | 12,275,000 | 16,573,000 |
| Interest expense | 890,000 | 1,583,000 | 2,205,000 | 2,785,000 |
| Net interest income | 3,241,000 | 6,614,000 | 10,070,000 | 13,788,000 |
| Noninterest income | 1,030,000 | 2,058,000 | 3,279,000 | 4,789,000 |
| Noninterest expense | 3,459,000 | 6,862,000 | 10,155,000 | 14,143,000 |
| Provision for loan losses | 325,000 | 675,000 | 950,000 | 1,070,000 |
| Pretax income | 718,000 | 1,707,000 | 2,816,000 | 3,958,000 |
| Income tax | 90,000 | 307,000 | 498,000 | 773,000 |
| Net income | 628,000 | 1,400,000 | 2,318,000 | 3,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,481,000 | 40,016,000 | 40,934,000 | 40,118,000 |
| Total capital | 43,035,000 | — | — | — |
| Risk-weighted assets | 287,621,000 | — | — | — |