Call reports 2019
CNB BANK, INC. — 2019
What CNB BANK, INC. reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 396,875,000 | 401,508,000 | 412,662,000 | 417,203,000 |
| Total loans | 307,788,000 | 305,835,000 | 315,317,000 | 320,889,000 |
| Allowance for loan losses | 3,682,000 | 3,686,000 | 3,644,000 | 3,257,000 |
| Securities available for sale | 63,145,000 | 65,119,000 | 59,269,000 | 59,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 347,068,000 | 350,306,000 | 356,566,000 | 361,122,000 |
| Interest-bearing deposits | 255,229,000 | 259,164,000 | 269,914,000 | 273,651,000 |
| Noninterest-bearing deposits | 91,839,000 | 91,142,000 | 86,653,000 | 87,471,000 |
| Equity capital | 34,255,000 | 35,429,000 | 36,358,000 | 35,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,981,000 | 7,968,000 | 12,010,000 | 16,084,000 |
| Interest expense | 807,000 | 1,639,000 | 2,539,000 | 3,513,000 |
| Net interest income | 3,174,000 | 6,329,000 | 9,471,000 | 12,571,000 |
| Noninterest income | 838,000 | 1,821,000 | 2,875,000 | 3,976,000 |
| Noninterest expense | 3,129,000 | 6,363,000 | 9,763,000 | 13,004,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 435,000 |
| Pretax income | 959,000 | 1,917,000 | 2,845,000 | 3,521,000 |
| Income tax | 190,000 | 351,000 | 533,000 | 697,000 |
| Net income | 769,000 | 1,566,000 | 2,312,000 | 2,824,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,852,000 | 38,411,000 | 39,157,000 | 39,053,000 |
| Total capital | 41,095,000 | 41,759,000 | 42,561,000 | 42,310,000 |
| Risk-weighted assets | 259,009,000 | 267,519,000 | 272,128,000 | 279,790,000 |