Call reports 2018
CNB BANK, INC. — 2018
What CNB BANK, INC. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 362,774,000 | 378,469,000 | 387,421,000 | 391,118,000 |
| Total loans | 277,873,000 | 291,718,000 | 299,589,000 | 304,695,000 |
| Allowance for loan losses | 3,697,000 | 3,659,000 | 3,679,000 | 3,666,000 |
| Securities available for sale | 64,017,000 | 64,789,000 | 65,249,000 | 64,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,659,000 | 312,804,000 | 315,926,000 | 324,157,000 |
| Interest-bearing deposits | 227,094,000 | 228,083,000 | 232,188,000 | 239,560,000 |
| Noninterest-bearing deposits | 79,565,000 | 84,721,000 | 83,737,000 | 84,597,000 |
| Equity capital | 31,208,000 | 31,665,000 | 31,840,000 | 32,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,427,000 | 6,983,000 | 10,783,000 | 14,699,000 |
| Interest expense | 518,000 | 1,051,000 | 1,706,000 | 2,457,000 |
| Net interest income | 2,909,000 | 5,932,000 | 9,077,000 | 12,242,000 |
| Noninterest income | 786,000 | 1,630,000 | 2,560,000 | 3,518,000 |
| Noninterest expense | 2,871,000 | 5,871,000 | 9,009,000 | 11,983,000 |
| Provision for loan losses | 25,000 | 50,000 | 85,000 | 201,000 |
| Pretax income | 799,000 | 1,641,000 | 2,562,000 | 3,595,000 |
| Income tax | 155,000 | 303,000 | 493,000 | 689,000 |
| Net income | 644,000 | 1,338,000 | 2,069,000 | 2,906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,880,000 | 36,343,000 | 36,874,000 | 37,083,000 |
| Total capital | 38,908,000 | 39,449,000 | 40,106,000 | 40,345,000 |
| Risk-weighted assets | 241,529,000 | 247,917,000 | 258,119,000 | 260,582,000 |