Call reports 2016
CNB BANK, INC. — 2016
What CNB BANK, INC. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 321,929,000 | 327,635,000 | 335,470,000 | 340,374,000 |
| Total loans | 220,465,000 | 226,529,000 | 233,413,000 | 240,875,000 |
| Allowance for loan losses | 4,425,000 | 4,274,000 | 4,247,000 | 4,262,000 |
| Securities available for sale | 76,075,000 | 82,404,000 | 82,311,000 | 82,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 272,077,000 | 276,756,000 | 284,264,000 | 289,712,000 |
| Interest-bearing deposits | 206,256,000 | 211,727,000 | 218,416,000 | 220,328,000 |
| Noninterest-bearing deposits | 65,821,000 | 65,029,000 | 65,848,000 | 69,384,000 |
| Equity capital | 29,245,000 | 29,737,000 | 30,179,000 | 30,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,980,000 | 5,970,000 | 8,982,000 | 12,108,000 |
| Interest expense | 376,000 | 770,000 | 1,175,000 | 1,594,000 |
| Net interest income | 2,604,000 | 5,200,000 | 7,807,000 | 10,514,000 |
| Noninterest income | 689,000 | 1,418,000 | 2,267,000 | 3,057,000 |
| Noninterest expense | 2,737,000 | 5,455,000 | 8,257,000 | 10,795,000 |
| Provision for loan losses | 11,000 | 21,000 | 50,000 | 95,000 |
| Pretax income | 564,000 | 1,243,000 | 1,966,000 | 2,880,000 |
| Income tax | 120,000 | 277,000 | 445,000 | 651,000 |
| Net income | 444,000 | 966,000 | 1,521,000 | 2,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,575,000 | 32,862,000 | 33,419,000 | 33,488,000 |
| Total capital | 35,094,000 | 35,395,000 | 35,999,000 | 36,169,000 |
| Risk-weighted assets | 199,648,000 | 200,906,000 | 204,686,000 | 212,907,000 |