Call reports 2015
CNB BANK, INC. — 2015
What CNB BANK, INC. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 307,066,000 | 310,330,000 | 309,044,000 | 316,389,000 |
| Total loans | 198,035,000 | 204,654,000 | 214,283,000 | 221,272,000 |
| Allowance for loan losses | 5,114,000 | 5,094,000 | 4,951,000 | 4,429,000 |
| Securities available for sale | 94,004,000 | 89,303,000 | 78,669,000 | 76,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,782,000 | 242,817,000 | 243,298,000 | 257,491,000 |
| Interest-bearing deposits | 183,210,000 | 180,838,000 | 183,268,000 | 192,528,000 |
| Noninterest-bearing deposits | 61,572,000 | 61,979,000 | 60,030,000 | 64,963,000 |
| Equity capital | 28,632,000 | 28,200,000 | 28,960,000 | 28,452,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,870,000 | 5,747,000 | 8,652,000 | 11,645,000 |
| Interest expense | 333,000 | 668,000 | 1,001,000 | 1,357,000 |
| Net interest income | 2,537,000 | 5,079,000 | 7,651,000 | 10,288,000 |
| Noninterest income | 553,000 | 1,222,000 | 1,878,000 | 2,629,000 |
| Noninterest expense | 2,326,000 | 4,808,000 | 7,458,000 | 10,238,000 |
| Provision for loan losses | 157,000 | 165,000 | 150,000 | 182,000 |
| Pretax income | 645,000 | 1,366,000 | 1,979,000 | 2,589,000 |
| Income tax | 90,000 | 224,000 | 464,000 | 555,000 |
| Net income | 555,000 | 1,142,000 | 1,515,000 | 2,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,353,000 | 31,624,000 | 32,030,000 | 32,131,000 |
| Total capital | 31,615,000 | 34,036,000 | 34,484,000 | 34,637,000 |
| Risk-weighted assets | 178,138,000 | 190,317,000 | 193,676,000 | 198,539,000 |