Call reports 2013
CNB BANK, INC. — 2013
What CNB BANK, INC. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 278,354,000 | 277,440,000 | 282,182,000 | 284,323,000 |
| Total loans | 169,788,000 | 171,094,000 | 174,716,000 | 178,866,000 |
| Allowance for loan losses | 7,672,000 | 7,683,000 | 6,414,000 | 4,970,000 |
| Securities available for sale | 96,597,000 | 92,866,000 | 91,440,000 | 90,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,752,000 | 240,118,000 | 243,989,000 | 235,918,000 |
| Interest-bearing deposits | 192,722,000 | 189,429,000 | 193,506,000 | 184,297,000 |
| Noninterest-bearing deposits | 50,030,000 | 50,689,000 | 50,483,000 | 51,621,000 |
| Equity capital | 28,190,000 | 26,346,000 | 26,556,000 | 26,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,783,000 | 5,497,000 | 8,284,000 | 11,128,000 |
| Interest expense | 496,000 | 945,000 | 1,384,000 | 1,806,000 |
| Net interest income | 2,287,000 | 4,552,000 | 6,900,000 | 9,322,000 |
| Noninterest income | 540,000 | 1,116,000 | 1,735,000 | 2,322,000 |
| Noninterest expense | 2,143,000 | 4,272,000 | 6,540,000 | 9,045,000 |
| Provision for loan losses | 305,000 | 610,000 | 910,000 | 915,000 |
| Pretax income | 394,000 | 832,000 | 1,231,000 | 1,774,000 |
| Income tax | 19,000 | 36,000 | 162,000 | 223,000 |
| Net income | 375,000 | 796,000 | 1,069,000 | 1,551,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,220,000 | 28,231,000 | 28,769,000 | 29,245,000 |
| Total capital | 30,298,000 | 30,292,000 | 30,842,000 | 31,297,000 |
| Risk-weighted assets | 160,656,000 | 159,242,000 | 161,067,000 | 161,212,000 |