Call reports 2012
CNB BANK, INC. — 2012
What CNB BANK, INC. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 278,572,000 | 278,326,000 | 281,468,000 | 281,959,000 |
| Total loans | 175,076,000 | 173,764,000 | 172,574,000 | 170,955,000 |
| Allowance for loan losses | 6,528,000 | 6,696,000 | 7,007,000 | 7,468,000 |
| Securities available for sale | 82,563,000 | 87,084,000 | 94,576,000 | 97,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,404,000 | 244,635,000 | 247,299,000 | 245,984,000 |
| Interest-bearing deposits | 197,809,000 | 197,054,000 | 199,968,000 | 198,259,000 |
| Noninterest-bearing deposits | 47,595,000 | 47,581,000 | 47,331,000 | 47,724,000 |
| Equity capital | 27,325,000 | 27,762,000 | 28,171,000 | 27,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,057,000 | 6,177,000 | 9,135,000 | 12,071,000 |
| Interest expense | 616,000 | 1,203,000 | 1,769,000 | 2,312,000 |
| Net interest income | 2,441,000 | 4,974,000 | 7,366,000 | 9,759,000 |
| Noninterest income | 495,000 | 1,091,000 | 1,666,000 | 2,256,000 |
| Noninterest expense | 2,142,000 | 4,341,000 | 6,629,000 | 8,559,000 |
| Provision for loan losses | 655,000 | 1,105,000 | 1,560,000 | 2,173,000 |
| Pretax income | 432,000 | 1,037,000 | 1,280,000 | 1,739,000 |
| Income tax | 68,000 | 181,000 | 174,000 | 198,000 |
| Net income | 364,000 | 856,000 | 1,106,000 | 1,541,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,401,000 | 28,662,000 | 28,160,000 | 28,248,000 |
| Total capital | 30,477,000 | 30,737,000 | 30,257,000 | 30,366,000 |
| Risk-weighted assets | 161,626,000 | 161,406,000 | 162,867,000 | 164,065,000 |