Call reports 2025
FIRST NATIONAL BANK IN TREMONT, THE — 2025
What FIRST NATIONAL BANK IN TREMONT, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 178,481,000 | 183,068,000 | 181,470,000 | 184,429,000 |
| Total loans | 116,193,000 | 119,128,000 | 119,874,000 | 124,827,000 |
| Allowance for loan losses | 1,367,000 | 1,375,000 | 1,421,000 | 1,441,000 |
| Securities available for sale | 32,099,000 | 33,401,000 | 37,798,000 | 36,454,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,191,000 | 163,591,000 | 160,968,000 | 163,442,000 |
| Interest-bearing deposits | 124,946,000 | 130,158,000 | 130,142,000 | 129,195,000 |
| Noninterest-bearing deposits | 34,245,000 | 33,433,000 | 30,826,000 | 34,247,000 |
| Equity capital | 16,539,000 | 16,730,000 | 17,631,000 | 18,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,058,000 | 4,214,000 | 6,452,000 | 8,698,000 |
| Interest expense | 518,000 | 1,086,000 | 1,675,000 | 2,256,000 |
| Net interest income | 1,540,000 | 3,128,000 | 4,777,000 | 6,442,000 |
| Noninterest income | 98,000 | 224,000 | 346,000 | 563,000 |
| Noninterest expense | 1,290,000 | 2,521,000 | 3,843,000 | 5,017,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 303,000 | 741,000 | 1,145,000 | 1,808,000 |
| Income tax | 51,000 | 158,000 | 238,000 | 393,000 |
| Net income | 252,000 | 583,000 | 907,000 | 1,415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,985,000 | 17,297,000 | 17,621,000 | 18,008,000 |