Call reports 2024
FIRST NATIONAL BANK IN TREMONT, THE — 2024
What FIRST NATIONAL BANK IN TREMONT, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 157,576,000 | 162,164,000 | 168,463,000 | 171,487,000 |
| Total loans | 109,625,000 | 115,803,000 | 121,457,000 | 121,151,000 |
| Allowance for loan losses | 1,211,000 | 1,241,000 | 1,261,000 | 1,308,000 |
| Securities available for sale | 31,967,000 | 30,411,000 | 31,546,000 | 31,866,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,434,000 | 145,476,000 | 149,341,000 | 152,429,000 |
| Interest-bearing deposits | 103,749,000 | 113,407,000 | 116,439,000 | 119,726,000 |
| Noninterest-bearing deposits | 33,685,000 | 32,069,000 | 32,902,000 | 32,703,000 |
| Equity capital | 15,870,000 | 15,849,000 | 16,343,000 | 16,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,656,000 | 3,454,000 | 5,433,000 | 7,414,000 |
| Interest expense | 426,000 | 880,000 | 1,363,000 | 1,847,000 |
| Net interest income | 1,230,000 | 2,574,000 | 4,070,000 | 5,567,000 |
| Noninterest income | 101,000 | 207,000 | 329,000 | 453,000 |
| Noninterest expense | 1,268,000 | 2,566,000 | 3,815,000 | 5,025,000 |
| Provision for loan losses | 30,000 | 60,000 | 95,000 | 155,000 |
| Pretax income | 33,000 | 155,000 | 489,000 | 840,000 |
| Income tax | -17,000 | 2,000 | 61,000 | 133,000 |
| Net income | 50,000 | 153,000 | 428,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,375,000 | 16,421,000 | 16,544,000 | 16,734,000 |