Call reports 2022
FIRST NATIONAL BANK IN TREMONT, THE — 2022
What FIRST NATIONAL BANK IN TREMONT, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 159,586,000 | 148,253,000 | 156,897,000 | 150,926,000 |
| Total loans | 85,260,000 | 92,642,000 | 96,576,000 | 99,510,000 |
| Allowance for loan losses | 897,000 | 927,000 | 975,000 | 1,062,000 |
| Securities available for sale | 31,727,000 | 37,123,000 | 35,930,000 | 36,901,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,788,000 | 132,401,000 | 141,064,000 | 125,946,000 |
| Interest-bearing deposits | 102,860,000 | 101,736,000 | 106,642,000 | 94,064,000 |
| Noninterest-bearing deposits | 34,929,000 | 30,665,000 | 34,422,000 | 31,883,000 |
| Equity capital | 16,173,000 | 15,221,000 | 15,025,000 | 15,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,021,000 | 2,161,000 | 3,420,000 | 4,781,000 |
| Interest expense | 56,000 | 106,000 | 152,000 | 226,000 |
| Net interest income | 965,000 | 2,055,000 | 3,268,000 | 4,555,000 |
| Noninterest income | 203,000 | 426,000 | 622,000 | 802,000 |
| Noninterest expense | 1,070,000 | 2,179,000 | 3,366,000 | 4,650,000 |
| Provision for loan losses | 30,000 | 60,000 | 110,000 | 200,000 |
| Pretax income | 68,000 | 242,000 | 414,000 | 507,000 |
| Income tax | -3,000 | 21,000 | 48,000 | 39,000 |
| Net income | 71,000 | 221,000 | 366,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,055,000 | 16,138,000 | 16,283,000 | 16,286,000 |