Call reports 2021
FIRST NATIONAL BANK IN TREMONT, THE — 2021
What FIRST NATIONAL BANK IN TREMONT, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 146,232,000 | 142,448,000 | 152,624,000 | 145,990,000 |
| Total loans | 78,314,000 | 82,895,000 | 83,862,000 | 87,820,000 |
| Allowance for loan losses | 906,000 | 919,000 | 922,000 | 867,000 |
| Securities available for sale | 35,449,000 | 33,750,000 | 31,283,000 | 32,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,151,000 | 119,358,000 | 129,366,000 | 123,095,000 |
| Interest-bearing deposits | 95,358,000 | 93,184,000 | 102,471,000 | 94,633,000 |
| Noninterest-bearing deposits | 28,793,000 | 26,175,000 | 26,895,000 | 28,463,000 |
| Equity capital | 16,883,000 | 16,888,000 | 17,104,000 | 17,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,108,000 | 3,300,000 | 4,394,000 |
| Interest expense | 101,000 | 188,000 | 266,000 | 333,000 |
| Net interest income | 949,000 | 1,920,000 | 3,034,000 | 4,061,000 |
| Noninterest income | 218,000 | 398,000 | 555,000 | 920,000 |
| Noninterest expense | 973,000 | 1,951,000 | 2,965,000 | 4,061,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 70,000 |
| Pretax income | 179,000 | 337,000 | 579,000 | 850,000 |
| Income tax | 28,000 | 51,000 | 98,000 | 155,000 |
| Net income | 151,000 | 286,000 | 481,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,559,000 | 15,696,000 | 15,891,000 | 15,953,000 |