Call reports 2020
FIRST NATIONAL BANK IN TREMONT, THE — 2020
What FIRST NATIONAL BANK IN TREMONT, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 120,747,000 | 130,070,000 | 135,550,000 | 135,085,000 |
| Total loans | 75,079,000 | 79,789,000 | 80,589,000 | 78,856,000 |
| Allowance for loan losses | 848,000 | 862,000 | 877,000 | 891,000 |
| Securities available for sale | 32,277,000 | 34,553,000 | 35,291,000 | 33,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,665,000 | 108,638,000 | 113,600,000 | 113,134,000 |
| Interest-bearing deposits | 83,412,000 | 84,383,000 | 88,620,000 | 88,615,000 |
| Noninterest-bearing deposits | 21,253,000 | 24,256,000 | 24,981,000 | 24,518,000 |
| Equity capital | 15,437,000 | 16,362,000 | 16,725,000 | 16,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,272,000 | 3,412,000 | 4,528,000 |
| Interest expense | 155,000 | 290,000 | 421,000 | 544,000 |
| Net interest income | 997,000 | 1,982,000 | 2,991,000 | 3,984,000 |
| Noninterest income | 255,000 | 615,000 | 895,000 | 1,327,000 |
| Noninterest expense | 1,041,000 | 2,049,000 | 3,020,000 | 4,059,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 196,000 | 518,000 | 821,000 | 1,192,000 |
| Income tax | 38,000 | 108,000 | 171,000 | 257,000 |
| Net income | 158,000 | 410,000 | 650,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,997,000 | 15,157,000 | 15,397,000 | 15,501,000 |