Call reports 2019
FIRST NATIONAL BANK IN TREMONT, THE — 2019
What FIRST NATIONAL BANK IN TREMONT, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 119,037,000 | 118,065,000 | 122,698,000 | 122,346,000 |
| Total loans | 75,521,000 | 75,971,000 | 77,269,000 | 79,229,000 |
| Allowance for loan losses | 868,000 | 885,000 | 875,000 | 828,000 |
| Securities available for sale | 34,038,000 | 33,179,000 | 31,350,000 | 30,018,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,292,000 | 100,658,000 | 106,410,000 | 105,942,000 |
| Interest-bearing deposits | 83,891,000 | 80,585,000 | 85,747,000 | 84,636,000 |
| Noninterest-bearing deposits | 19,402,000 | 20,073,000 | 20,663,000 | 21,306,000 |
| Equity capital | 14,640,000 | 15,130,000 | 15,450,000 | 15,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,166,000 | 2,328,000 | 3,523,000 | 4,754,000 |
| Interest expense | 135,000 | 280,000 | 438,000 | 598,000 |
| Net interest income | 1,031,000 | 2,048,000 | 3,085,000 | 4,156,000 |
| Noninterest income | 282,000 | 595,000 | 855,000 | 1,115,000 |
| Noninterest expense | 1,016,000 | 2,056,000 | 3,092,000 | 4,114,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 294,000 | 581,000 | 839,000 | 1,145,000 |
| Income tax | 68,000 | 134,000 | 189,000 | 200,000 |
| Net income | 226,000 | 447,000 | 650,000 | 945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,392,000 | 14,522,000 | 14,725,000 | 14,838,000 |
| Total capital | 15,260,000 | 15,407,000 | 15,600,000 | 15,665,000 |
| Risk-weighted assets | 75,956,000 | 75,843,000 | 78,032,000 | 78,217,000 |