Call reports 2018
FIRST NATIONAL BANK IN TREMONT, THE — 2018
What FIRST NATIONAL BANK IN TREMONT, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 122,552,000 | 117,377,000 | 123,450,000 | 123,773,000 |
| Total loans | 70,063,000 | 70,740,000 | 74,106,000 | 79,508,000 |
| Allowance for loan losses | 835,000 | 841,000 | 865,000 | 884,000 |
| Securities available for sale | 36,646,000 | 37,386,000 | 35,956,000 | 34,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,092,000 | 99,467,000 | 108,973,000 | 106,366,000 |
| Interest-bearing deposits | 86,731,000 | 78,365,000 | 90,332,000 | 85,442,000 |
| Noninterest-bearing deposits | 21,361,000 | 21,103,000 | 18,641,000 | 20,924,000 |
| Equity capital | 13,687,000 | 13,781,000 | 13,872,000 | 14,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,080,000 | 2,197,000 | 3,341,000 | 4,528,000 |
| Interest expense | 78,000 | 158,000 | 269,000 | 408,000 |
| Net interest income | 1,002,000 | 2,039,000 | 3,072,000 | 4,120,000 |
| Noninterest income | 211,000 | 575,000 | 878,000 | 1,194,000 |
| Noninterest expense | 988,000 | 2,079,000 | 3,137,000 | 4,153,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 222,000 | 529,000 | 804,000 | 1,149,000 |
| Income tax | 47,000 | 114,000 | 178,000 | 260,000 |
| Net income | 175,000 | 415,000 | 626,000 | 889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,724,000 | 13,873,000 | 14,083,000 | 14,166,000 |
| Total capital | 14,559,000 | 14,714,000 | 14,948,000 | 15,050,000 |
| Risk-weighted assets | 73,157,000 | 71,362,000 | 75,504,000 | 79,705,000 |