Call reports 2016
FIRST NATIONAL BANK IN TREMONT, THE — 2016
What FIRST NATIONAL BANK IN TREMONT, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 113,306,000 | 111,257,000 | 119,002,000 | 116,737,000 |
| Total loans | 64,912,000 | 65,739,000 | 68,563,000 | 68,547,000 |
| Allowance for loan losses | 1,121,000 | 1,132,000 | 1,125,000 | 1,000,000 |
| Securities available for sale | 38,338,000 | 36,865,000 | 35,306,000 | 36,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,973,000 | 96,785,000 | 104,334,000 | 102,621,000 |
| Interest-bearing deposits | 80,106,000 | 78,180,000 | 83,630,000 | 82,287,000 |
| Noninterest-bearing deposits | 18,867,000 | 18,605,000 | 20,705,000 | 20,334,000 |
| Equity capital | 13,647,000 | 13,776,000 | 13,902,000 | 13,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 966,000 | 1,964,000 | 2,971,000 | 4,007,000 |
| Interest expense | 54,000 | 109,000 | 172,000 | 238,000 |
| Net interest income | 912,000 | 1,855,000 | 2,799,000 | 3,769,000 |
| Noninterest income | 296,000 | 604,000 | 776,000 | 1,272,000 |
| Noninterest expense | 998,000 | 2,034,000 | 3,011,000 | 4,077,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 206,000 | 418,000 | 555,000 | 952,000 |
| Income tax | 55,000 | 113,000 | 147,000 | 271,000 |
| Net income | 151,000 | 305,000 | 408,000 | 681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,927,000 | 12,990,000 | 13,093,000 | 13,151,000 |
| Total capital | 13,768,000 | 13,835,000 | 13,974,000 | 14,026,000 |
| Risk-weighted assets | 66,961,000 | 67,312,000 | 70,227,000 | 69,876,000 |