Call reports 2015
FIRST NATIONAL BANK IN TREMONT, THE — 2015
What FIRST NATIONAL BANK IN TREMONT, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 113,773,000 | 110,027,000 | 121,112,000 | 110,350,000 |
| Total loans | 52,908,000 | 57,075,000 | 59,296,000 | 63,154,000 |
| Allowance for loan losses | 1,108,000 | 1,114,000 | 1,118,000 | 1,131,000 |
| Securities available for sale | 48,958,000 | 45,866,000 | 42,054,000 | 40,240,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,770,000 | 94,354,000 | 107,034,000 | 96,152,000 |
| Interest-bearing deposits | 81,302,000 | 77,217,000 | 83,395,000 | 78,898,000 |
| Noninterest-bearing deposits | 18,468,000 | 17,137,000 | 23,639,000 | 17,254,000 |
| Equity capital | 13,294,000 | 13,212,000 | 13,396,000 | 13,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,886,000 | 2,832,000 | 3,817,000 |
| Interest expense | 45,000 | 90,000 | 140,000 | 192,000 |
| Net interest income | 889,000 | 1,796,000 | 2,692,000 | 3,625,000 |
| Noninterest income | 220,000 | 488,000 | 771,000 | 1,086,000 |
| Noninterest expense | 876,000 | 1,798,000 | 2,762,000 | 3,719,000 |
| Provision for loan losses | 15,000 | 18,000 | 21,000 | 24,000 |
| Pretax income | 243,000 | 493,000 | 770,000 | 1,086,000 |
| Income tax | 67,000 | 135,000 | 209,000 | 308,000 |
| Net income | 176,000 | 358,000 | 561,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,430,000 | 12,491,000 | 12,693,000 | 12,768,000 |
| Total capital | 13,157,000 | 13,239,000 | 13,521,000 | 13,583,000 |
| Risk-weighted assets | 57,767,000 | 59,453,000 | 65,977,000 | 64,922,000 |