Call reports 2012
FIRST NATIONAL BANK IN TREMONT, THE — 2012
What FIRST NATIONAL BANK IN TREMONT, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 127,345,000 | 125,618,000 | 129,786,000 | 123,197,000 |
| Total loans | 48,579,000 | 50,087,000 | 49,482,000 | 52,671,000 |
| Allowance for loan losses | 1,053,000 | 1,152,000 | 1,148,000 | 1,194,000 |
| Securities available for sale | 50,461,000 | 59,353,000 | 58,423,000 | 60,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,648,000 | 112,792,000 | 116,286,000 | 110,036,000 |
| Interest-bearing deposits | 99,404,000 | 97,582,000 | 97,842,000 | 91,896,000 |
| Noninterest-bearing deposits | 15,243,000 | 15,210,000 | 18,444,000 | 18,141,000 |
| Equity capital | 11,952,000 | 12,092,000 | 12,535,000 | 12,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,167,000 | 2,324,000 | 3,519,000 | 4,682,000 |
| Interest expense | 190,000 | 350,000 | 484,000 | 598,000 |
| Net interest income | 977,000 | 1,974,000 | 3,035,000 | 4,084,000 |
| Noninterest income | 121,000 | 385,000 | 550,000 | 640,000 |
| Noninterest expense | 807,000 | 1,722,000 | 2,577,000 | 3,385,000 |
| Provision for loan losses | 90,000 | 205,000 | 325,000 | 415,000 |
| Pretax income | 201,000 | 535,000 | 786,000 | 1,027,000 |
| Income tax | 43,000 | 111,000 | 182,000 | 233,000 |
| Net income | 158,000 | 424,000 | 604,000 | 794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,711,000 | 10,942,000 | 11,122,000 | 11,134,000 |
| Total capital | 11,437,000 | 11,687,000 | 11,882,000 | 11,910,000 |
| Risk-weighted assets | 57,879,000 | 59,206,000 | 60,393,000 | 61,594,000 |