Call reports 2025
BLISSFIELD STATE BANK — 2025
What BLISSFIELD STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 115,413,000 | 113,381,000 | 112,129,000 | 118,919,000 |
| Total loans | 54,364,000 | 55,250,000 | 56,639,000 | 55,541,000 |
| Allowance for loan losses | 991,000 | 979,000 | 984,000 | 984,000 |
| Securities available for sale | 47,450,000 | 48,069,000 | 46,325,000 | 45,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,748,000 | 105,252,000 | 103,046,000 | 109,222,000 |
| Interest-bearing deposits | 83,650,000 | 83,805,000 | 81,808,000 | 84,742,000 |
| Noninterest-bearing deposits | 24,098,000 | 21,447,000 | 21,238,000 | 24,480,000 |
| Equity capital | 7,547,000 | 7,961,000 | 8,904,000 | 9,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,559,000 | 3,868,000 | 5,172,000 |
| Interest expense | 254,000 | 509,000 | 769,000 | 1,028,000 |
| Net interest income | 1,018,000 | 2,050,000 | 3,099,000 | 4,144,000 |
| Noninterest income | 73,000 | 315,000 | 388,000 | 466,000 |
| Noninterest expense | 727,000 | 1,561,000 | 2,364,000 | 3,156,000 |
| Provision for loan losses | 64,000 | 65,000 | 65,000 | 65,000 |
| Pretax income | 300,000 | 739,000 | 1,052,000 | 1,381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 739,000 | 1,052,000 | 1,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,745,000 | 13,032,000 | 13,104,000 | 13,109,000 |