Call reports 2023
BLISSFIELD STATE BANK — 2023
What BLISSFIELD STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 115,948,000 | 113,875,000 | 109,910,000 | 114,659,000 |
| Total loans | 54,972,000 | 56,646,000 | 57,714,000 | 54,370,000 |
| Allowance for loan losses | 666,000 | 665,000 | 665,000 | 901,000 |
| Securities available for sale | 52,253,000 | 49,099,000 | 46,457,000 | 49,090,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,684,000 | 107,573,000 | 104,174,000 | 107,708,000 |
| Interest-bearing deposits | 85,720,000 | 83,965,000 | 80,516,000 | 82,473,000 |
| Noninterest-bearing deposits | 23,964,000 | 23,608,000 | 23,658,000 | 25,235,000 |
| Equity capital | 6,188,000 | 6,178,000 | 4,612,000 | 6,802,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,145,000 | 2,362,000 | 3,578,000 | 4,823,000 |
| Interest expense | 76,000 | 219,000 | 393,000 | 615,000 |
| Net interest income | 1,069,000 | 2,143,000 | 3,185,000 | 4,208,000 |
| Noninterest income | 83,000 | 183,000 | 258,000 | 334,000 |
| Noninterest expense | 723,000 | 1,553,000 | 2,269,000 | 3,054,000 |
| Provision for loan losses | 0 | 0 | 0 | 237,000 |
| Pretax income | 429,000 | 743,000 | 1,136,000 | 1,169,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 429,000 | 743,000 | 1,136,000 | 1,169,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,934,000 | 12,103,000 | 12,346,000 | 12,049,000 |
| Total capital | — | — | 13,011,000 | — |
| Risk-weighted assets | — | — | 83,416,000 | — |