Call reports 2022
BLISSFIELD STATE BANK — 2022
What BLISSFIELD STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 121,889,000 | 118,471,000 | 115,423,000 | 118,929,000 |
| Total loans | 53,331,000 | 59,277,000 | 60,202,000 | 55,420,000 |
| Allowance for loan losses | 563,000 | 566,000 | 635,000 | 667,000 |
| Securities available for sale | 57,937,000 | 54,106,000 | 50,418,000 | 50,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,417,000 | 112,702,000 | 111,424,000 | 113,900,000 |
| Interest-bearing deposits | 90,275,000 | 87,910,000 | 87,667,000 | 85,734,000 |
| Noninterest-bearing deposits | 23,142,000 | 24,792,000 | 23,757,000 | 28,166,000 |
| Equity capital | 8,419,000 | 5,704,000 | 3,921,000 | 4,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,712,000 | 2,750,000 | 3,824,000 |
| Interest expense | 39,000 | 77,000 | 120,000 | 164,000 |
| Net interest income | 760,000 | 1,635,000 | 2,630,000 | 3,660,000 |
| Noninterest income | 74,000 | 141,000 | 218,000 | 352,000 |
| Noninterest expense | 634,000 | 1,362,000 | 2,051,000 | 2,765,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 100,000 |
| Pretax income | 200,000 | 414,000 | 672,000 | 1,103,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 200,000 | 414,000 | 672,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,297,000 | 11,411,000 | 11,670,000 | 11,624,000 |