Call reports 2021
BLISSFIELD STATE BANK — 2021
What BLISSFIELD STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 115,692,000 | 117,435,000 | 116,594,000 | 122,193,000 |
| Total loans | 51,375,000 | 51,214,000 | 51,005,000 | 49,208,000 |
| Allowance for loan losses | 561,000 | 557,000 | 563,000 | 563,000 |
| Securities available for sale | 53,009,000 | 54,924,000 | 56,559,000 | 57,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,250,000 | 105,574,000 | 104,738,000 | 110,350,000 |
| Interest-bearing deposits | 80,284,000 | 82,731,000 | 84,133,000 | 84,697,000 |
| Noninterest-bearing deposits | 23,966,000 | 22,843,000 | 20,605,000 | 25,653,000 |
| Equity capital | 11,394,000 | 11,787,000 | 11,795,000 | 11,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 773,000 | 1,585,000 | 2,372,000 | 3,154,000 |
| Interest expense | 66,000 | 127,000 | 177,000 | 222,000 |
| Net interest income | 707,000 | 1,458,000 | 2,195,000 | 2,932,000 |
| Noninterest income | 74,000 | 147,000 | 220,000 | 300,000 |
| Noninterest expense | 637,000 | 1,321,000 | 2,015,000 | 2,753,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 144,000 | 284,000 | 400,000 | 479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 144,000 | 284,000 | 400,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,288,000 | 11,228,000 | 11,244,000 | 11,222,000 |