Call reports 2020
BLISSFIELD STATE BANK — 2020
What BLISSFIELD STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 100,455,000 | 105,188,000 | 105,969,000 | 110,658,000 |
| Total loans | 50,153,000 | 52,393,000 | 53,998,000 | 50,621,000 |
| Allowance for loan losses | 952,000 | 963,000 | 1,129,000 | 559,000 |
| Securities available for sale | 42,373,000 | 40,464,000 | 39,403,000 | 45,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,810,000 | 93,493,000 | 93,917,000 | 98,516,000 |
| Interest-bearing deposits | 70,131,000 | 72,057,000 | 73,465,000 | 74,621,000 |
| Noninterest-bearing deposits | 19,679,000 | 21,436,000 | 20,452,000 | 23,895,000 |
| Equity capital | 10,557,000 | 11,596,000 | 11,960,000 | 12,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 886,000 | 1,699,000 | 2,507,000 | 3,316,000 |
| Interest expense | 97,000 | 187,000 | 272,000 | 350,000 |
| Net interest income | 789,000 | 1,512,000 | 2,235,000 | 2,966,000 |
| Noninterest income | 75,000 | 135,000 | 206,000 | 283,000 |
| Noninterest expense | 653,000 | 1,371,000 | 2,050,000 | 2,754,000 |
| Provision for loan losses | 14,000 | 24,000 | 189,000 | 219,000 |
| Pretax income | 378,000 | 447,000 | 584,000 | 658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 378,000 | 447,000 | 584,000 | 658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,339,000 | 11,408,000 | 11,445,000 | 11,144,000 |
| Total capital | 12,110,000 | 12,213,000 | 12,305,000 | 11,703,000 |
| Risk-weighted assets | 61,554,000 | 64,244,000 | 68,563,000 | 65,992,000 |