Call reports 2019
BLISSFIELD STATE BANK — 2019
What BLISSFIELD STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 99,898,000 | 96,135,000 | 98,573,000 | 98,017,000 |
| Total loans | 49,380,000 | 50,427,000 | 50,648,000 | 48,145,000 |
| Allowance for loan losses | 898,000 | 894,000 | 915,000 | 939,000 |
| Securities available for sale | 35,273,000 | 34,369,000 | 35,437,000 | 42,447,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,207,000 | 85,098,000 | 87,312,000 | 86,940,000 |
| Interest-bearing deposits | 71,734,000 | 69,552,000 | 69,093,000 | 68,299,000 |
| Noninterest-bearing deposits | 17,473,000 | 15,546,000 | 18,219,000 | 18,641,000 |
| Equity capital | 10,638,000 | 10,950,000 | 11,180,000 | 11,028,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 910,000 | 1,813,000 | 2,713,000 | 3,602,000 |
| Interest expense | 91,000 | 186,000 | 286,000 | 387,000 |
| Net interest income | 819,000 | 1,627,000 | 2,427,000 | 3,215,000 |
| Noninterest income | 86,000 | 172,000 | 255,000 | 346,000 |
| Noninterest expense | 704,000 | 1,390,000 | 2,118,000 | 2,833,000 |
| Provision for loan losses | 30,000 | 30,000 | 50,000 | 75,000 |
| Pretax income | 174,000 | 435,000 | 650,000 | 790,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 435,000 | 650,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,795,000 | 10,968,000 | 11,021,000 | 11,061,000 |
| Total capital | 11,531,000 | 11,684,000 | 11,755,000 | 11,796,000 |
| Risk-weighted assets | 58,719,000 | 57,178,000 | 58,549,000 | 58,668,000 |