Call reports 2018
BLISSFIELD STATE BANK — 2018
What BLISSFIELD STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 101,689,000 | 99,151,000 | 97,618,000 | 97,710,000 |
| Total loans | 48,822,000 | 50,480,000 | 51,528,000 | 48,966,000 |
| Allowance for loan losses | 694,000 | 692,000 | 663,000 | 869,000 |
| Securities available for sale | 36,948,000 | 32,393,000 | 32,108,000 | 35,659,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,989,000 | 89,387,000 | 88,071,000 | 87,593,000 |
| Interest-bearing deposits | 75,989,000 | 73,687,000 | 72,267,000 | 70,018,000 |
| Noninterest-bearing deposits | 16,000,000 | 15,700,000 | 15,804,000 | 17,575,000 |
| Equity capital | 9,651,000 | 9,694,000 | 9,494,000 | 10,096,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,675,000 | 2,567,000 | 3,499,000 |
| Interest expense | 72,000 | 143,000 | 222,000 | 310,000 |
| Net interest income | 773,000 | 1,532,000 | 2,345,000 | 3,189,000 |
| Noninterest income | 96,000 | 174,000 | 254,000 | 344,000 |
| Noninterest expense | 654,000 | 1,287,000 | 2,007,000 | 2,716,000 |
| Provision for loan losses | 30,000 | 50,000 | 58,000 | 263,000 |
| Pretax income | 185,000 | 368,000 | 533,000 | 728,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 185,000 | 368,000 | 533,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,428,000 | 10,486,000 | 10,526,000 | 10,721,000 |
| Total capital | 11,122,000 | 11,178,000 | 11,189,000 | 11,469,000 |
| Risk-weighted assets | 57,056,000 | 58,477,000 | 59,201,000 | 59,733,000 |