Call reports 2017
BLISSFIELD STATE BANK — 2017
What BLISSFIELD STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 99,585,000 | 97,315,000 | 97,477,000 | 102,155,000 |
| Total loans | 47,348,000 | 48,485,000 | 49,960,000 | 48,406,000 |
| Allowance for loan losses | 673,000 | 709,000 | 698,000 | 665,000 |
| Securities available for sale | 35,220,000 | 31,064,000 | 30,173,000 | 38,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,675,000 | 86,939,000 | 87,106,000 | 92,073,000 |
| Interest-bearing deposits | 74,807,000 | 73,564,000 | 72,905,000 | 74,709,000 |
| Noninterest-bearing deposits | 14,868,000 | 13,375,000 | 14,201,000 | 17,364,000 |
| Equity capital | 9,855,000 | 10,278,000 | 10,272,000 | 10,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,647,000 | 2,488,000 | 3,371,000 |
| Interest expense | 64,000 | 130,000 | 200,000 | 273,000 |
| Net interest income | 759,000 | 1,517,000 | 2,288,000 | 3,098,000 |
| Noninterest income | 58,000 | 143,000 | 229,000 | 322,000 |
| Noninterest expense | 625,000 | 1,264,000 | 1,963,000 | 2,622,000 |
| Provision for loan losses | 42,000 | 84,000 | 84,000 | 84,000 |
| Pretax income | 150,000 | 415,000 | 609,000 | 853,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 150,000 | 415,000 | 609,000 | 853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,035,000 | 10,201,000 | 10,269,000 | 10,369,000 |
| Total capital | 10,708,000 | 10,861,000 | 10,953,000 | 11,034,000 |
| Risk-weighted assets | 55,613,000 | 52,809,000 | 54,731,000 | 56,594,000 |