Call reports 2016
BLISSFIELD STATE BANK — 2016
What BLISSFIELD STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 97,932,000 | 97,973,000 | 96,273,000 | 98,641,000 |
| Total loans | 47,230,000 | 48,579,000 | 49,397,000 | 47,467,000 |
| Allowance for loan losses | 624,000 | 629,000 | 630,000 | 631,000 |
| Securities available for sale | 32,662,000 | 32,343,000 | 30,259,000 | 33,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,126,000 | 86,699,000 | 85,100,000 | 89,018,000 |
| Interest-bearing deposits | 73,585,000 | 72,848,000 | 71,758,000 | 73,318,000 |
| Noninterest-bearing deposits | 13,541,000 | 13,851,000 | 13,342,000 | 15,700,000 |
| Equity capital | 10,736,000 | 11,160,000 | 11,071,000 | 9,561,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 829,000 | 1,671,000 | 2,521,000 | 3,361,000 |
| Interest expense | 63,000 | 128,000 | 194,000 | 258,000 |
| Net interest income | 766,000 | 1,543,000 | 2,327,000 | 3,103,000 |
| Noninterest income | 79,000 | 153,000 | 253,000 | 339,000 |
| Noninterest expense | 639,000 | 1,313,000 | 2,002,000 | 2,624,000 |
| Provision for loan losses | 5,000 | 9,000 | 10,000 | 12,000 |
| Pretax income | 229,000 | 420,000 | 640,000 | 906,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 229,000 | 420,000 | 640,000 | 906,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,299,000 | 10,364,000 | 10,460,000 | 10,011,000 |
| Total capital | 10,923,000 | 10,993,000 | 11,090,000 | 10,642,000 |
| Risk-weighted assets | 55,496,000 | 58,043,000 | 56,563,000 | 55,804,000 |